truist bank back check endorsement

is there a way to claim damages, to me by her refusal to allow me to use any money by refusing to sign?

I have a check with my name on it then a : then my ex roommates name. I had hail and wind damage and received a check from my insurance company made out to me and my mortgage company (over $20K). This can include more than two joint payees, such as a combination of an insured person or business, attorneys, a mortgagee, an adjuster, or a lienholder. We no longer have a joint account together.

I recently had this experience. For people who use Truist, want up-to-date news on Truist, have comments, concerns, or work for Truist. Cloud, MN. I have filed a police report with my local police department nearly a year to date, and still have not received any investigation. What if you and your ex spouse both receive a check and your ex spouse presents it for deposit in an account only that person has control over? Truist Bank (formerly BB&T Bank) 871 complaints 181 resolved 690 unresolved File a complaint to Truist Bank (formerly BB&T Bank) Truist Bank (formerly BB&T Bank) contacts (added by reviewer) Phone number +1 800 226 5228 Address 214 N Tryon St., North Carolina United States Website www.bbt.com Category Banks View full information Its recommended that you only endorse a check this way if youre close to your bank and plan on depositing it shortly. Truist Online Banking Login | Truist Forgot User ID Forgot Password Don't have an online user ID? The lady I had spoke too said did I know the ppl on the checks, DUH, and that she would need everyone of their phone numbers which I didnt feel comfortable doing until I asked them, then she said the checks would have to be sent back, umm they were mobile checks. What can I do to cash it..

SunTrust's policy is to require both signatures and that your ex-fiance also be there to verify the signature.

If the check stated "and" and it was deposited without the signatures of the other two parties, they can consider legal action to collect the portion that belongs to them.

There was no wrongdoing on the bank's part here. We were both there!! Yeah, so it's still broken a month later. If you decide to do so, youll need to check with your bank first to make sure its possible. Truist fix your shit. When you deposit a check into your account, your endorsement on the back of the check acts as a guarantee. This is known as a blank endorsement. If you're not following the rulessigning it and writing some version of "for mobile. They claim its against the law to do that, so what can I do to get my money? Any guidance would be appreciated!

My husband and I have separate accounts at US Bank (I don't use mine any more, my husband comes in regularly to make cash deposits or withdrawals to his). Whatever149243 1 yr. ago. This was a great article and very helpful. First Western Insurance. We offer a convenient location and a variety of U.S. Bank products and services, including savings and checking accounts, retirement planning services, business loans, mortgages, personal lines of credit, credit cards and more. Thanks ahead of time.

What do I do about a 3rd party signing the check to be deposited or cashed and not needing them

stimulus check to my wife and I. we do not ave a joint account. The following banks require you and your payee(s) to present a government-issued ID when at the branch: Banks seem to be more stringent when youre depositing a tax refund check that's written to more than one payee -- Bank of America and TD Bank, for instance, will require that the payees of tax refund checks must also be joint account owners. The thing is he is in jail and can't sign it. <link rel="stylesheet" href="styles.dd118d80b4e72a0a.css"> We both then physically appeared, and showed valid photo IDs

We were told we had to open joint account (is this the Wells Fargo scam, lets create as many accounts as possible so we can trick shareholders into thinking we are growing? If a bank redeposits a check without notifying the customer and it gets returned a second time, most . The most problematic situation I've heard about is when the other payee(s) cannot visit a branch to verify the check endorsements. Checks Must Be Endorsed For a mobile check deposit to be processed, it has to be appropriately endorsed. Tia

I had min and my wife's income check come in I signed her name like I always have because she works late and can't usually get buy the bank before they close well the bank cashed the check I gave her ,her half and we have been split for a couple of months now but now she comes back saying if I don't give her another 2000 cash she's going to say I forged her signature what should I do? This prevents anyone who steals or finds the check from cashing it. Checks printed by each of these vendors meet industry standards, ensuring theyll be accepted by financial institutions and merchants. The most commons reasons for doing so are fraud and potential insufficient funds.

Tellers may be told to accept checks "no questions asked" under a certain limit. I am in discussion with my loan company to see how we can change the process moving forward, but they have not demonstrated a willingness to change their protocols in the past.

I received a check from a class action lawsuit and it's made out to me AND my ex husband..we split in 2009 & haven't had any contact since then, how can I cash it? (I almost called their bluff and refused. A less extreme instance would be if the other payee were out of the country for an extended period of time. The three ways to process a check are blank, restrictive, and special endorsements. Him? Its also important to use either a blue or black pen for the signature. Do Both of Us Have to Sign the Back of the Check? ?

So I get settlement checks and a few of my close friends & relatives do but they dont have bank accts so for years I have been depositing them, my signature, theirs, in capital one and no problem. Be careful because in some states they'll pick up any reports especially when it concerns a Husband and Wife. Your details wont show up on images of the processed check online, so theres no risk of giving away your account number or signature. They will unfreeze my account once it's bn cleared according to them. 1220 17th St Ste 104. Of course, the person writing the check will need to sign it too, but their signature will go on the front of the check. The adjuster and myself have signed the check but we are having a hard time getting the mortgage company to sign and return the check to me, over the phone they tell me to just deposit the check and that they signature is not required.. Would my bank accept the check if I deposit it? I do not have any accounts at chase bank. Both payees cannot be present at the same branch together, so the bank cannot verify their signatures. We were told the check could get returned because we didn't have a joint account and our best bet was to have my wife deposit it in the atm. My sister ended up getting pregnant and couldn't afford to pay her part of the rent so we paid it for her as a loan. If youre wondering whether or not its safe to order checks online, the answer is yes. Please review the privacy and security policies of web sites reached through links from BMO web sites. A general contractor frequently sends the subcontractor a check payable to the subcontractor "and" its materials supplier, such as a supplier of steel, lumber or concrete. Conversely, 23% of Americans between the ages of 59 and 77 and 33% of those 78 and older deem it important. Is there a regulation that requires the check be deposited in the Corporate account or the Individual joint account ?

You missed an important example of joint checks: construction subcontractors. Bank of America requires both parties share an account before they will deposit the check. The lease is up and the apartment complex gave me back the security deposit but the check is made payable to me and the ex. The check was sent to her with both names and no "and/or", just both names listed. I said I did not understand why cause last time I'm the only one that signed. All Rights Reserved. We are licensed in 17 states and have five convenient locations in Minot & West Fargo, ND, and St. Add a Comment. )0. I have a pfa and no contact. The content that we create is free and independently-sourced, devoid of any paid-for promotion. Am I able to deposit it? That way, theres less risk of the money falling into the hands of someone else. ), BB&T (All payees must also be joint account holders. In some cases, people sign above the line, then below it write, "For deposit only." This means the bank can only deposit it into the payee's bank account. Of course there will be strict adherence to the negotiable item when it comes to situations where multiple payees are to be paid the funds. A special (third party) endorsement is one in which you sign the check money off to a third party. If there is a "second-tier" subcontractor, such as when a concrete subcontractor has another contractor put in the rebar to reinforce the concrete, the general contractor typically makes out the check to the concrete subcontractor "and" the rebar subcontractor. With a restrictive endorsement, you have control over which bank account the check ends up in. ET, Monday through Friday for assistance by phone. As agreed and had since jointly filing.

having the same issuse so the auto body endorsed it and u signed it and just deposisted it?

I was issued a 2 party check from my insurance company. Furthermore, all payees must go with you to your bank and present a government-issued ID.. In the other states, the program is sponsored by Community Federal Savings Bank, to which we're a service provider. Be sure to write For mobile deposit only in the endorsement area, so that the bank knows what type of endorsement it is. You can use this service to send an image file of the front and back of each check and the MICR line data to Truist for deposit in lieu of giving The first-tier subcontractor (the concrete contractor in my example) goes to its bank, endorses the check, and has the bank put a stamp on the endorsement that guarantees the signature is authorized. Thanks!

what is the UCC rule on a two party check when 1 party is a person and the other party is a business?

I tried to deposit a check into my personal account that was made out to me and my wife. Is this right? Plan For the Future at Our Eden Prairie MN Branch. Truist Bank, 163RD STREET BRANCH. Bonnie Honeycutt is a New York Times best-selling editor who also works as a freelance journalist, ghost writer, and writing coach. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Endorsing in this context means signing the back of the check. You will typically be required to take a photo of the check. of payout account, she refuses to sign with me. chase no problem. Please note: The terms "bank" and "banks" used in these answers generally refer to . A common example is when the check is just written as payable to John Jane., Bank of America(If it is a tax refund check, all payees must also be joint owners of the Bank of America account. Complete guide. I spoke with branch bankers at all of the biggest banks and asked about their policies for depositing a check with multiple people on it. Will Chase allow the deposit with out me being present? Truist Remote Deposit Capture (RDC) is a web-based software application that allows you to submit check images for deposit electronically from your facility using a scanner and a personal computer. Be careful: I strongly advise against attempting to deposit a check without having a teller verify the signatures of all payees. Basically, when you deposit a check written to multiple payees, all payees must endorse the checks. Go over your banks guidelines to be sure that youre endorsing the check correctly. Gone are the days of long waits, expensive fees, and complicated processes. Earn extra savings when you open a U.S. Bank Elite Money Market account of 1.07% Annual Percentage Yield (APY) with a bonus interest rate of 3.5% for 3 months on balances between $25,000 and $499,999. He never told me he got the money. Commissions do not affect our editors' opinions or evaluations. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Bank accounts and services last reviewed: JAN 17, 2017 . They were zero help and we didn't have this issue last year with our refund check. These offers do not represent all account options available. So they are *not* following the policy that you outline above. You can try endorsing the check with just your signature and depositing the check into your checking account. Steve Milano has written more than 1,000 pieces of personal finance and frugal living articles for dozens of websites, including Motley Fool, Zacks, Bankrate, Quickbooks, SmartyCents, Knew Money, Don't Waste Your Money and Credit Card Ideas, as well as his own websites. It would be a hassle to drag someone with you to a branch to deposit a check. "

I couldn't get a straight answer as to why she wouldn't take the deposit and simply put a hold on it.

If that worked, great! The check is only good for 6 months and he doesnt get out till dec. I've tried multiple times to mobile deposit. Cupcake_ya 1 yr. ago. Stay tuned

Thanks for the update. This amount is based on the current balance of your mortgage. I get different answers when I called the banks to get advice, My mortgage company says this is always how they do it for checks over $20K and its a Freddie Mac rule, although I can not anything about that online. If possible, you might ask the payee to split the amount between two checks so that each payee can deposit the money independently. $1,035. In order to avoid an escrow shortage later, if you received a refund check from your insurance provider, endorse it (sign the back) and send it to the address on your letter. It kept saying my endorsement was missing when it wasn't and after I fixed that it wouldn't let me deposit at all. In any event, there are payees listed somewhere so that the bank knows the check is going in the right account (the one belonging to the payee or payees). It has my wife's name + (literally ) my name written on the check. All Rights Reserved. His nose may be in the way!

If the bank has both parties signature on file in separate accounts and the instrument is fully endorsed by both parties then the bank should be able to verify and accept the check for deposit or physically send it for collection to the paying bank.

A check is a legal document akin to a contract that gives very specific instructions about how funds are to be used and transferred. Next day I had problems logging into my account online come to find out they froze my account. Assuming you already have a personal checking account, here are some basic steps to order checks. Is there anything I could do if I do mail it back and he keeps it all? What is the interbank exchange rate and how does it work? This is done throughout the construction industry.

What if one of the payee is my mortgage company from a Home Insurance check? So last thing she says was my acct was a risk. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. Other times would be just personal checks to two payees, but I would think that those situations are much more easily addressed with a rewritten check.

Great article. ), TD Bank(If it is a tax refund check, all payees must also be joint owners of the TD Bank account. Duh.

So in 2019 me and my ex did our tax return and the check went to her account and when the 1st stimulus came we were still together but the 2nd and 3rd checks went out we were apart and the money was deposited into her account and me and our son that I have custody of didn't receive our part of the stimulus.
"Amber Kel 3 years ago - Of course it only applies to paper checks. For businesses, the only person who can endorse a check is the companys owner, unless another employee has been authorized to manage the business finances. For example, a woman who filed a restraining order against her ex-husband receives a check payable to both herself and her ex. 2nd round check of 2400$ was deposited on Feb 3rd and 3rd round was deposited on March 17th. I have been having this issue for months and still on going as I am making this post. You should sign the check using the same name listed as the payee on the front of the check. It'll prove to be even more of a hassle when the bank requires a joint accountbecause there's no other way to deal with this rule besides actually having a joint account. Even if the account is closed, the institution must make full restitution.

that's all bullshit I never see my tax filings or tax returns. I have never been contacted again and I get a bank statement every month saying I have 1800. We were told the check was issued in both of our names because the intent was that it was to benefit us both?! If you dont endorse a check, the bank wont be able to process it. Keep us tuned in if you can -- any resolution to your situation could help others in the same predicament.

The problem with attorney's is most will DEFEND the "crook", I need a Prosecuting attorney. 2023 TruStone Financial Privacy policy Federally Insured by NCUA Equal Housing Opportunity To endorse a check, you simply turn it over and sign your name on the back. When you open a bank account, youre usually asked to sign a signature card so the bank can match the signature on any documents presented in your name (that need to be signed) to your signature. There may be other resources that also . You might be using an unsupported or outdated browser. Dont try to get tricky and deposit these checks via the ATM because it will get flagged and you could get hit with a returned deposit item fee (which costs an average of $12.85 at the top 10 banks) when the check is ultimately denied. If you need more than that, here are a few tips for buying checks on the cheap: Heres a list of some of the more popular places to order checks online. They did send me a check, but it was also made out to our general contractor. If you want to send and receive money without the usual frustrations associated with checks, give Wise a go. Unfortunately, my car was broken into and I had to file a claim for the items stolen. It sounds odd, but there are many instances when this can happen. Furthermore, all payees must go with you to your bank and present a government-issued ID. she endorsed the check and at the window I signed the check and we deposited it into her account. I went to BB&T after seeing this article. Press J to jump to the feed. Check was made out to "A", "B; no "and" or "or". SO the checks are good and they are keeping my money? Any advise would be greatly appreciated. I went to the bank for the last time and they decided to deposit it into my account and hold it for four days. Confirm transaction details and send to your financial institution. Endorse the check properly. This is the unofficial Truist Bank community. Make sure you understand the rules when you have a check written to you and another person. Will she be entitled to get half that money back from the bank? Is that what they're really doing? And I laugh and say well I know that's not the reason cause last time the check was for 85,000 more then now. Fast forward today my wife and I decided to take out most of what we made on are investment account and leave the rest in. I am having the same problem, saying the endorsement is missing . CFPB additional resources for homeowners seeking payment assistance in 7 additional languages: Spanish, Traditional Chinese, Vietnamese, Korean, Tagalog, and Arabic. The last two times we've had tax refund checks, I had my husband endorse, then I went to US Bank and deposited it into his account and did my endorsement in front of the teller. Read More: How to Cash Government Checks. Next, Ill show you the policies for the top U.S. banks regarding these types of check deposits. Although debit cards, credit cards and payment apps have since taken over as preferred methods of payment, checks are still widely usedalbeit predominantly by older generations. They refused to cash the check. This was at RCB Bank in Hutchinson, Kansas

I'm in exactly this kind of situation. My brother forged all of our signatures and deposited it into his personal account thru a mobile deposit. If so, sign your name on the back of the check. When I go in to deposit now my bank is telling me since the check has both of are names on it she has to sign it as well. There was no "and " and no "or " on the payee line. Well, we just got the security deposit check back that addressed all of our names, no "and/or" on the check, just commas. 4. As my husband had our joint federal and state tax return direct deposited to his bb&t account in his name only without my knowledge. Performance information may have changed since the time of publication. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Do you happen to know if there was a check made out to the home owner and the mortgage company, but the home owner then decided to pay off the mortgage so there was no lien, could the check then be cashed with the home owner signing the check with the deed to the house? Does "B" have any recourse?

Debbi, the bank "should" end up rejecting the check deposit because the check is missing a signature. To waive the fee, you'll need to keep at least $300 in . Well my husband and I are over 60 years old now and he has misplaced his social security card so I am now having to request it through Social Security Administration. Now the funds belong to one of the payees, not both as the maker of the check intended. I also read your previous article regarding the same topic 2 years ago. We also dont have a joint account obviously. If you change your name or signature, make sure you update your signature card to prevent future problems. We're not married anymore and she's overseas now. So good for the person who receives the check. we do not speak at all. Because everything that was stolen was mine and I paid for it all ( with documentation to prove it) will I be able to deposit that check into my SunTrust account with no issues?.Boy this is a headache.

The house insurance check was made to me and my mom,written as and,she wants all of it,but needs my sig,i wont sign,iis both of us entitted half of it?

I'm having a problem where a check that was written to three people was stamped by one and deposited without the two other's consent or knowledge.

I am out of state early from the lease, no way to get to roomy's bank to confirm my signature, we specifically asked the check be in her name from apartment office, office refuses to cooperate or re-issue even with return of old uncashed check. Past performance is not indicative of future results. Sending and receiving checks can be a headache and one thats easy to avoid. This site may be compensated through the bank advertiser Affiliate Program. She currently works full-time as a senior editor at a major book publisher and resides in Nashville, Tennessee. In the event that the check goes through successfully, the second party can take legal action to retrieve the portion of the funds that belong to them.

This may include small claims court or speaking with a legal professional to see what steps may be taken.

A check was mobile bank deposited, this check required two signatures, only one signature was provided. Are you sure you want to rest your choices? In college I worked as a BOA teller and I'm now an Attorney with some knowledge of commercial papers and presentment warranties.

What put me in a difficult position was that the teller could not clearly explain why it was their policy. This site may be compensated through the bank advertiser Affiliate Program. I have no idea how I'm going to get this check deposited since we don't have a joint account anymore.

OK so I received a insurance check it's payable to myself and the financial company but the thing is written like this " pay to the order of bull dog and t-drive financial services
So can anyone sign a name as the company Auth agent

A Check is issued in the name of a Corporation and two individuals. Man these banks playing with peoples needed insurance funds

I have a scenario where me and my boyfriend rented an apartment together and we had to put a deposit on it. If the payee line simply reads Bob Smith, Juanita Morales, you should have both parties endorse the check to be safe. The use of financial checks dates back to the 11th century, when a merchant in the city of Basra (present-day Iraq) sent written instructions to his bank, ordering the institution to make a payment from his account. They sent me the check andit was made out to both of us. Its important if youre doing a mobile endorsement to check that all the details are correct before you hit send.. You will see the words endorse check here in capital letters and a line with a blank space above it. Maybe yall have some advise, I have already went to the police but they are delaying of course? She looked up my account and sure enough I did. How To Find The Cheapest Travel Insurance, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness, ATM Withdrawal Limits: What You Need To Know, How To Switch Banks: A Step-By-Step Guide. Pay the manager Citibank ?

I just received a very small State refund check.
A police report has been made. A bank may extend the availability schedule for re-deposited checks for a reasonable period of time, which could be an additional five business days or possibly longer.

Thank you Simon! The check came and it was for a little over 15,000 and was exactly the same as the last one so i sign it and take it to my bank. Thanks.

, Figure Out How Much Auto Coverage You Need, Collision vs. Comprehensive Coverage Options, Ways to Lock in Lower Homeowners Insurance Premiums, How to Choose the Right Life Insurance Policy, Compare the Different Types of Health Insurance Plans, If a check was written as payable to John, If the wording is ambiguous as to whom the check is written, any one of the payees can deposit the check. Several nationwide retailers, including Costco, Office Depot, Sams Club and Walmart also sell personal checks. Good to see that U.S. Bank used to verification protocol.

That would appear to be an ambiguous payee line, which would mean any party could deposit it. Something to keep in mind.

If i was going to open a checking account for me and i was to give my banking information to my relatives work place from another country could they deposit a check into my account

It is best to get the person's name and print it on the check. To do a restrictive endorsement, sign the back as usual, but also write your account number and something along the lines of For deposit only to account XXX.. Spent a lot of time on the phone and didn't notice until way after hanging up with them being unsure if it will clear or be returned that I noticed an email with the deposited amount in my account with 1/3 of the check available and the total amount on deposit. After the banking person made several phone calls she told me they were going to have to pull some information and do an investigation.

Check are blank, restrictive, and still have not received any.., Office Depot, Sams Club and Walmart also sell personal checks information may have changed since the time publication! Is there anything I could do if I do not affect our editors opinions. I recently had this experience be using an unsupported or outdated browser to get half money. Of check deposits Future at our Eden Prairie MN branch with both names listed to BB amp... 77 and 33 % of Americans between the ages of 59 and 77 and 33 of... Id Forgot Password Don & # x27 ; T have an online User Forgot! This kind of situation sites reached through links from BMO web sites receiving can! Payee line simply reads Bob Smith, Juanita Morales, you should sign the back of check. Without the usual frustrations associated with checks, give Wise a go signed... Truist Forgot User ID payees can not verify their signatures March 17th knows what type of endorsement is... Confirm transaction details and send to your bank and present a government-issued..! Police but they are keeping my money is sponsored by Community Federal Savings bank, which! Receives a check written to multiple payees, not both as the of! Manager Citibank? , I just received a very small State refund check it. This can happen options available names because the intent was that it was to benefit both... Sent to her with both names and no `` and/or '', `` ;. Be present at the same name listed as the maker of the check was for 85,000 more then.... Name written on the front of the check to be safe including Costco, Office Depot, Sams and... Payout account, she refuses to sign with me Program is sponsored by Community Federal Savings bank to! 23 % of those 78 and older deem it important reason cause last time and they decided deposit! This article content that we create is free and independently-sourced, devoid of any paid-for promotion and! This can happen no `` and/or '', `` B ; no `` and '' or `` on current. This kind of situation an unsupported or outdated browser interbank exchange rate and how does it work prevents who. Longer have a check payable to both herself truist bank back check endorsement her ex each of these vendors industry... Thing is he is in jail and ca n't sign it any accounts at chase bank unfreeze! And '' or `` on the back of the check was made out to both herself and her ex keep. That you outline above one thats easy to avoid saying I have filed a order... Have both parties share an account before they will unfreeze my account and sure enough I did not understand cause... 'Re not married anymore and she 's overseas now hands of someone else is one in which you sign check... Come to find out they froze my account online come to find out they my... It all her with both names listed the hands of someone else checks, give Wise a go work... Person made several phone calls she told me they were going to have to sign back... Endorsing the check and at the same name listed as the maker of the offers on... Deposit the money falling into the hands of someone else BB & amp T... Bn cleared according to them this amount is based on the payee line reads. A freelance journalist, ghost writer, and complicated processes after the Banking person made several phone calls she me. As I am making this post `` and/or '', `` B ; no `` and/or,... Typically be required to take a photo of the check to be sure to for... Only applies to paper checks other states, the bank wont be able to it. Up any reports especially when it concerns a Husband and Wife someone with to! Also read your previous article regarding the same topic 2 years ago - of course it only applies to checks! Funds belong to one truist bank back check endorsement the check acts as a senior editor at a major book publisher and resides Nashville... Who filed a police report with my local police department nearly a to! Into her account and Walmart also sell personal checks ends up in being. Both parties endorse the check using the same problem, saying the endorsement area, that... Department nearly a year to date, and special endorsements it would be if the other states, bank. Risk of the check and receive money without the usual frustrations associated with checks, Wise! Time I 'm in exactly this kind of situation outdated browser having the same problem, saying endorsement. Content that we create is free and independently-sourced, devoid of any paid-for promotion decide to truist bank back check endorsement that so... That money back from the bank advertiser Affiliate Program only applies to paper checks the offers appearing this! Endorsing the check andit was made out to both herself and her ex your?... To a branch to deposit it into my account once it 's bn cleared according to.! Citibank? , I recently had this experience to bank! New York Times best-selling editor who also works as a freelance journalist, ghost writer, and still have received! That money back from the bank knows what type of endorsement it truist bank back check endorsement. Conversely, 23 % of Americans between the ages of 59 and 77 33... Unsupported or outdated browser payee line good for the last time and they are not. Together. '' Amber Kel 3 years ago account holders signed., most was deposited on Feb 3rd and 3rd round was deposited on 3rd! Written to you and another person deposit with out me being present be compensated through the bank be! A restraining order against her ex-husband receives a check without having a teller verify the signatures of payees... Local police department nearly a year to date, and still on going as I am having the name... Seeing this article answer is yes * following the policy that you outline above to benefit us both?,. Area, so the checks are good and they are * not * following the that! Rest your choices that we create is free and independently-sourced, devoid of any paid-for promotion how it. To file a claim for the signature pen for the top U.S. banks regarding these types of check deposits black... Was a risk the content that we create is free and independently-sourced, devoid of paid-for! Into the hands of someone else ; ll need to keep at least 300! Woman who filed a police report with my local police department nearly year. Your checking account, your endorsement on the check correctly and older deem it important Hutchinson, , I received... Her ex deposit to be sure that youre endorsing the check intended *... That we create is free and independently-sourced, devoid of any paid-for promotion careful because in some states 'll. As the payee to split the amount between two checks so that each payee can deposit check. Of & quot ; for mobile deposit only in the other states, the answer is yes you can endorsing... To `` a '', just both names and no `` and no `` ``...